What To Say...

"...do not worry about what to say or how to say it. At that time you will be given what to say, for it will not be you speaking, but the Spirit of your Father speaking through you." Matt. 19b & 20 Early this morning, we met with our attorney friend who is lovingly shepherding us through this process of working with insurance. She talked with us for a bit and then led us in prayer before going with us to meet the Cause and Origin Investigator called in by our insurance. He began by introducing himself and then told us that he would be interviewing both me and Mark separately. Mark went first and was questioned for 30 minutes! Then it was my turn. I was pleasantly surprised to find that the investigator was very personable and easy to talk to. He asked LOTS of questions, but also just let me tell the story from my perspective. When he had finished interviewing both of us, he then began examining the site in detail and took LOTS of pictures along the way. He started with the least damaged area of the house...the fireplace and garage...and worked his way to the most damaged area of the house...the center of the basement. After about 3 hours of work, he was able to tell us A)that he had ruled out both me and Mark as suspects, B) the fire had started in the center of the basement in the area of the downstairs stove/furnace which were back to back with each other (only a wall separating them), C) the fireplace and anything in it had absolutely NOTHING to do with the fire and D) he could not rule out a possible electrical or furnace problem as the cause in addition to propane. All in all, the investigator was on site for 5.5 hours today! The next step is that the investigator will be in touch with the adjuster who will then determine, based on the investigator's report, whether there is enough evidence to pursue subrogation against the propane company OR whether the insurance company will just choose to eat the expense of the loss themselves. If the insurance company chooses to pursue subrogation, more intense investigation of the site will be required which could take weeks. If not, we should be free to start searching and clearing the site later this week. Please pray that the insurance company will have wisdom and that Truth will be revealed on all fronts. By His grace, Chris